Bybit Funding Account: The Complete Guide

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The Bybit Funding Account serves as your primary account, providing a secure and efficient platform to manage cryptocurrency and fiat deposits/withdrawals. Beyond basic transactions, it grants access to Bybit's full suite of financial products and trading tools—empowering traders with essential resources to navigate crypto markets effectively.

Key Features and Services Accessible via Funding Account

  1. Deposits & Withdrawals

    • Deposited funds credit directly to your Funding Account. Enable Auto-Transfer to automatically route funds to other accounts (e.g., Spot or Derivatives).
    • For withdrawals, transfer assets to either your Spot or Funding Account first.
  2. NFT Marketplace

    • All NFT purchase payments and sales proceeds process through the Funding Account.
  3. Launchpad Participation

    • Transfer MNT/USDT to the Funding Account to participate in token sales.
    • Unused funds return to Funding Account post-allocation.
    • Distributed tokens credit to either Spot Account (legacy users) or Unified Trading Account (UTA).
  4. Automated Trading

    • Fund trading bots directly from the Funding Account. Closed bots return assets here.
  5. Copy Trading

    • Assets automatically revert to Funding Account after closing all positions and exiting master trader strategies.
  6. Crypto Loans

    • Borrow funds, repay loans, or adjust collateral using Funding Account balances.
  7. Earn Products

    • Principal and yields deposit into Funding Account upon maturity. New subscriptions require funding transfers.
  8. Fiat Services

    • Includes Quick Buy, P2P Trading, Fiat Deposits/Withdrawals, and Bybit Card transactions—all processed via Funding Account.

👉 Maximize your crypto management with Bybit’s Funding Account


Funding Account Dashboard Breakdown

SectionDescriptionKey Notes
Total AssetsSum of all cryptocurrencies and fiat holdings converted to BTC/USD equivalent.Values update in real-time based on market rates.
Available BalanceFunds ready for transfers or trades. Pending Release amounts include deposits under blockchain/risk review.Locked funds cannot be used for withdrawals, card transactions, or P2P trades.
Deposit/Withdraw/Transfer/Swap
- DepositAdd crypto via blockchain networks.Follow Bybit’s deposit guide.
- WithdrawSend assets externally or internally.Options: Chain withdrawals or instant internal transfers.
- TransferMove funds between Bybit accounts (Spot/Derivatives/etc.).
- SwapConvert between supported cryptocurrencies instantly.
Asset-Specific BalancesDisplays available balance per cryptocurrency.Helps track individual coin liquidity.
Transaction HistoryLogs all Funding Account activities.Upgraded accounts show consolidated records under All Transactions.
Frozen FundsAssets locked due to:
- Active P2P orders- Fiat withdrawals- Launchpad commitments- Unverified card KYC- Risk control flags

👉 Discover seamless crypto-fiat integration on Bybit


FAQs

How do I enable Auto-Transfer for deposits?

Navigate to Account Settings > Auto-Transfer and select target accounts (e.g., Spot). Future deposits will route automatically.

Can I withdraw directly from my Derivatives account?

No. First transfer funds to your Funding/Spot Account, then withdraw.

Where do I check historical NFT transaction details?

Go to Funding Account > Transaction History > NFT Records for purchase/sale logs.

Why are my funds frozen after a P2P trade?

Funds temporarily lock during order escrow. They’ll release upon successful trade completion or cancellation.

How often are Earn product yields paid out?

This varies by product—check the specific Earn plan’s terms for distribution schedules (e.g., daily, at maturity).


By mastering your Bybit Funding Account, you unlock streamlined asset management across trading, investing, and spending—all within one secure hub.