Introduction
CoinEx is excited to introduce its new Crypto-Backed Loans service, a flexible financial solution designed to meet short-term liquidity needs. By leveraging digital assets as collateral, users can borrow other cryptocurrencies for trading, investments, or withdrawals—enhancing capital efficiency and flexibility.
Key Features
1. Diverse Collateral Options
- Supports multiple collateral assets (e.g., BTC, ETH, USDT)
- Enables combined collateralization for borrowing a single asset
2. Flexible Repayment
- No fixed repayment timeline (as long as collateral ratios are maintained)
3. High Loan-to-Value (LTV) Ratios
- Competitive initial质押率 compared to other platforms
- Maximizes borrowing power per collateral value
4. Multiple Repayment Methods
- Repay loans using collateral assets (no need to acquire borrowed tokens)
How to Access
- Web: Log in to CoinEx → Navigate to [Finance] > [Crypto-Backed Loans]
- App: Coming soon
Supported Assets
| Collateral Assets | Borrowable Assets |
|-------------------|-------------------|
| BTC, ETH, USDT, BNB, XRP, DOGE, ADA, SOL, TRX, DOT, MATIC, LTC, SHIB, BCH, LINK, ATOM, ETC, ARB, CET | USDT |
More assets will be added soon.
Interest Rates
- Charged hourly based on outstanding principal
- Formula:
Borrowed Amount × Daily Rate / 24
Risk Disclosure
- All transactions are user-initiated and carry inherent risks.
- CoinEx is not liable for losses arising from product use.
- Assess personal risk tolerance before participating.
FAQ
Q1: What happens if my collateral value drops?
A: Maintain the required质押率 to avoid liquidation.
Q2: Can I repay loans early without penalties?
A: Yes, early repayment is allowed anytime.
Q3: How are interest rates calculated?
A: Interest accrues hourly on the unpaid principal.
👉 Learn more about collateral management
CoinEx reserves the right to final interpretation of this announcement.
Last Updated: May 14, 2025
Disclaimer: This content is for informational purposes only and not financial advice. Consult a professional before making investment decisions. Past performance does not guarantee future results.
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