Crypto debit cards have become a popular way to spend digital assets seamlessly. Among these, the Uphold Card stands out with its user-friendly mobile app and attractive cashback rewards. This review explores everything you need to know about the Uphold Card—from fees to supported currencies—so you can decide if it’s the right fit for your crypto spending needs.
Key Features of the Uphold Card
| Feature | Details |
|---|---|
| Card Network | Mastercard |
| Supported Currency | USD |
| Available Regions | US |
| Delivery Time | 7–10 business days |
| Crypto-to-Fiat Fees | Free |
| Top-Up Assets | BTC, ETH, XRP, LTC, BAT, BCH, DASH, BTG, DAI, USDC, TUSD |
| Cashback Rewards | 2% on crypto transactions, 1% on fiat transactions |
How the Uphold Card Works
Uphold simplifies cross-asset trading, allowing direct conversions between cryptos, fiat currencies, commodities, and stocks without intermediary steps. For example:
- Trade Bitcoin to Tesla stock in one transaction.
- Convert EUR to XRP instantly.
Supported Assets
- Cryptocurrencies: 50+ major coins (e.g., BTC, ETH, SOL, ADA).
- Fiat Currencies: USD, EUR, GBP, CAD, and more.
- Precious Metals: Gold and silver.
Fees and Limits
Deposit Fees
- Bank Transfer (ACH/SEPA): Free
- Debit Card: 3.99%
- **Wire Transfer (<$5,000)**: $30
Withdrawal Fees
- Crypto: $2.99 flat rate + network fee.
- ATM Withdrawals: $2.50 per transaction.
Spending Limits
- Daily Spending: $10,000
- ATM Withdrawals: $1,500/day, $500/transaction.
Cashback Rewards Program
- Earn 2% cashback on crypto purchases.
- Get 1% cashback on fiat transactions.
👉 Claim your Uphold Card today to start earning rewards!
Supported Countries
The card is available in 200+ countries, but bank funding is limited to:
- US, UK, EU nations, and select others.
Mobile App Experience
Uphold’s app offers:
- Instant exchanges (2-click trades).
- Real-time market data.
- Portfolio tracking.
- Seamless integration with Apple Pay/Google Pay.
How to Get the Uphold Card
- Sign up on Uphold’s platform.
- Link your bank account or crypto wallet.
- Order the card ($9.95 issuance fee).
- Activate via the app upon delivery.
Pros and Cons
| Pros | Cons |
|---|---|
| Zero trading commissions | Limited customer support |
| "Anything-to-Anything" trading | Basic educational resources |
| High cashback rewards | No contactless payments |
Uphold Card Alternatives
- Coinbase Card: 1–4% crypto rewards.
- Crypto.com Visa Card: Tiered cashback up to 8%.
- Binance Card: Free issuance, low fees.
FAQs
Q: Does Uphold report to the IRS?
A: Yes, for U.S. users via Form 1099.
Q: Can I withdraw XRP from Uphold?
A: Yes, to external XRP Ledger addresses.
Q: Are there ATM fees?
A: $2.50 per domestic withdrawal.
Q: Is there a mobile app?
A: Yes, for iOS and Android.
Final Verdict
The Uphold Card is ideal for users seeking low fees, multi-asset flexibility, and cashback rewards. While it lacks advanced trading features, its simplicity and broad asset support make it a strong contender in the crypto debit card space.
👉 Explore Uphold Card benefits now and streamline your crypto spending!
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